Mobile Phone Insurance

CARRisma · Post by **CARRisma** » Tue May 29, 2012 7:11 pm

I got a new phone at the weekend and switched from Vodafone to O2 due to crap signal both at home and at work. O2 are offering insurance for £7.50 per month. Are there any good cheaper alternatives?

funkmasterjay · Post by **funkmasterjay** » Tue May 29, 2012 8:05 pm

Hey. Barclays does a basic account from around £5 that includes mobile phone insurance. I have had the same policy for years and very happy with it. They also cover stuff like ipads, ipods and other gadgets.

Post by **Donald** » Tue May 29, 2012 8:09 pm

funkmasterjay wrote:Hey. Barclays does a basic account from around £5 that includes mobile phone insurance. I have had the same policy for years and very happy with it. They also cover stuff like ipads, ipods and other gadgets.

But don't forget you have to register your stuff with the bank. Mate of mine didn't realise and thought he could just walk into Barclays with a broken phone...

funkmasterjay · Post by **funkmasterjay** » Tue May 29, 2012 9:11 pm

Oh definitely. Goes without saying. Any of the staff will be happy to register for you. Problem is people just want the account and walk away. Book an appointment and make the most of the time.

Post by **rob quilter** » Tue May 29, 2012 11:42 pm

funkmasterjay wrote:Oh definitely. Goes without saying. Any of the staff will be happy to register for you. Problem is people just want the account and walk away. Book an appointment and make the most of the time.

Do you work for Barclays by any chance?

funkmasterjay · Post by **funkmasterjay** » Wed May 30, 2012 7:35 am

I do as it happens lol. I work in the business side.

Shiny · Post by **Shiny** » Wed May 30, 2012 9:26 am

If you have personal possessions cover under your household contents insurance, it is probably covered already, although a claim will be subject to your policy excess/loss of any NCB and it won't cover the cost of calls so it may not be ideal.

Just be careful of any stand alone policy and check the terms and exclusions very carefully. They are not always as good as they make out.

Post by **indigolemon** » Wed May 30, 2012 9:27 am

I did research into this a while back for my brother, we ended up using these guys: http://uk.protectyourbubble.com/

Shiny · Post by **Shiny** » Wed May 30, 2012 9:38 am

indigolemon wrote:I did research into this a while back for my brother, we ended up using these guys: http://uk.protectyourbubble.com/

£84 a year for an iP4s with a £50 xs! That is a lot of premium for a £400 phone!

Post by **indigolemon** » Wed May 30, 2012 9:52 am

To be fair, if you were silly enough to get an iPhone, you'll likely be silly enough to pay whatever they want