Congratulations to vtecmec for winning May/June's Lude Of The Month, with his DIY Turbo BB1 build.
>>> Click Here For Profile <<<

>>> Click Here For Profile <<<

Modified Insurers
Banter goes here, and doesn't have to be Lude related
- Shiny
- Posts: 1972
- Joined: Sun Aug 08, 2010 4:15 pm
- My Generation: 0G
- Location: Sunny Swindon
- Has thanked: 2 times
- Been thanked: 11 times
Post by Shiny » Wed Aug 19, 2015 8:31 am
Try Admiral. They seem to be Ok with many mods, they don't like lightened fly wheels though.
You pay your money and take your chance with Sky. The proposal form on mine was riddled with errors which, when eventually corrected, they changed something else. In the end I gave up asking them to change it and wrote a letter confirming all the correct information. Every time I added a small irrelevant mod, they deleted an existing more important one. This was a few years back now so it is possible they may have improved. Chris Knott weren't much better.
Whoever you choose check their Toba and their admin fees for mid term changes and notifications. Some Brokers appear to be buying in business cheap and relying on mid term charges for their profits. What may appear a cheap policy could cost you over the year if you make a handful of changes to your policy.
You pay your money and take your chance with Sky. The proposal form on mine was riddled with errors which, when eventually corrected, they changed something else. In the end I gave up asking them to change it and wrote a letter confirming all the correct information. Every time I added a small irrelevant mod, they deleted an existing more important one. This was a few years back now so it is possible they may have improved. Chris Knott weren't much better.
Whoever you choose check their Toba and their admin fees for mid term changes and notifications. Some Brokers appear to be buying in business cheap and relying on mid term charges for their profits. What may appear a cheap policy could cost you over the year if you make a handful of changes to your policy.

Shiny
- mercutio
- LotM Winner
- Posts: 14958
- Joined: Sun Aug 08, 2010 8:45 pm
- My Generation: 5G
- Location: Sunny Manchester
- Has thanked: 1 time
- Been thanked: 4 times
- Contact:
Post by mercutio » Wed Aug 19, 2015 5:49 pm
Shiny is it correct that you can get insurance for your excess?
bristol_bb4 wrote:ahhh a 5th gen, i love 5th gens![]()
Dino wrote:I loves the 5th gen really.... just dont quote me on it...
4thgenphil wrote:Mines 4 1/4 unches mate, sorry
http://www.ludegeneration.co.uk/profile ... -t618.html
mercutio
- wurlycorner
- Ye are glad to be dead, RIGHT?
- Posts: 21512
- Joined: Sat May 19, 2012 3:33 pm
- My Generation: 4G
- Location: Chelmsford, Essex
- Has thanked: 2507 times
- Been thanked: 317 times
Post by wurlycorner » Wed Aug 19, 2015 8:17 pm
Used Adrian Flux several times over the years and not had a problem with them at all.
I have also used Chaucer. Digging through their small print I found some things that weren't nice - can't recall exactly now, but it was something to do with the Thatcham alarm/immobiliser could only be a max number of years old otherwise various aspects of cover were null and void. That hadn't been stated in advance so you only found out after taking out the insurance, but there was then another clause saying it had to have been that age at policy inception (so it wasn't something you could then rectify afterwards i.e. by having a new system fitted straight away once you found out). There was something else as well, but I can't recall what. That was shocking IMO, so check it all very carefully.
No one mentioned Tim @ prestige?
I was on a multi-car with Admiral until this year, but their premiums this year were so uncompetitive, it was unreal. They were suddenly over a hundred pounds (per car, on premiums that are around 200-300 range) more expensive than I got elsewhere on separate policies, with cover that was no better (I only go for good cover and low excess policies).
These things go in cycles though and are all down to each individual set of circumstances each time, so that doesn't mean they won't be cheaper for others etc...
I have also used Chaucer. Digging through their small print I found some things that weren't nice - can't recall exactly now, but it was something to do with the Thatcham alarm/immobiliser could only be a max number of years old otherwise various aspects of cover were null and void. That hadn't been stated in advance so you only found out after taking out the insurance, but there was then another clause saying it had to have been that age at policy inception (so it wasn't something you could then rectify afterwards i.e. by having a new system fitted straight away once you found out). There was something else as well, but I can't recall what. That was shocking IMO, so check it all very carefully.
No one mentioned Tim @ prestige?
I was on a multi-car with Admiral until this year, but their premiums this year were so uncompetitive, it was unreal. They were suddenly over a hundred pounds (per car, on premiums that are around 200-300 range) more expensive than I got elsewhere on separate policies, with cover that was no better (I only go for good cover and low excess policies).
These things go in cycles though and are all down to each individual set of circumstances each time, so that doesn't mean they won't be cheaper for others etc...
--
Iain.
Iain.
Super Secret 1G (not really super secret!)
wurlycorner
Shiny
- mercutio
- LotM Winner
- Posts: 14958
- Joined: Sun Aug 08, 2010 8:45 pm
- My Generation: 5G
- Location: Sunny Manchester
- Has thanked: 1 time
- Been thanked: 4 times
- Contact:
Post by mercutio » Wed Aug 19, 2015 8:58 pm
good idea for the younger drivers 

bristol_bb4 wrote:ahhh a 5th gen, i love 5th gens![]()
Dino wrote:I loves the 5th gen really.... just dont quote me on it...
4thgenphil wrote:Mines 4 1/4 unches mate, sorry
http://www.ludegeneration.co.uk/profile ... -t618.html
mercutio
- Crazy_C
- Posts: 1814
- Joined: Tue Aug 03, 2010 4:42 pm
- My Generation: 3G
- Location: The Asylum
- Contact:
Post by Crazy_C » Mon Aug 24, 2015 10:24 pm
I've been with Adrian Flux for 95% of all my vehicles from when I was 17, including my BB4 with all mods declared, along with my old muscle cars, the trikes, all sorts. They've always given me brilliant service, and that's why I just keep staying with them. Now got 6 vehicles insured with them, and can't fault them at all.
4thgenphil wrote:you're odd and that made me crap myself!
RattyMcClelland wrote:Dom with a fag in his mouth. A rare sight.
nitin_s1 wrote:I am Nitin, motha fucka!
mart609 wrote:It wasn't a good look standing around stratching my nuts every 5 minutes. Never again



Crazy_C
- wurlycorner
- Ye are glad to be dead, RIGHT?
- Posts: 21512
- Joined: Sat May 19, 2012 3:33 pm
- My Generation: 4G
- Location: Chelmsford, Essex
- Has thanked: 2507 times
- Been thanked: 317 times
Post by wurlycorner » Mon Aug 24, 2015 10:28 pm
If they have any cash left after paying out for their main insurance premium!mercutio wrote:good idea for the younger drivers
--
Iain.
Iain.
Super Secret 1G (not really super secret!)
wurlycorner
mart609
Jump to
- Lude Generation
- ↳ Site Features / Announcements
- ↳ Suggestion / Site Problems
- ↳ Archive
- ↳ Registration Issues
- Members
- ↳ New Members
- ↳ Lude of the Month
- ↳ Archive
- ↳ Lude Profiles
- ↳ Gone but not forgotten
- ↳ Non-Lude Profiles
- ↳ Spotted
- General
- ↳ General Chat
- ↳ Look What I Found!
- ↳ Events
- ↳ Event Pics
- ↳ Calendar
- ↳ Scotland
- ↳ Wales
- ↳ England (North)
- ↳ England (Southeast)
- ↳ England (Southwest)
- ↳ External Links
- Technical
- ↳ Guides / How to's / Tech Section
- ↳ Knowledge Base
- ↳ Engine / GearBox
- ↳ Wiki-Lude
- ↳ Tuning
- ↳ Chassis / Brakes / Steering / Wheels
- ↳ Wiki-Lude
- ↳ Body Work / Detailing
- ↳ Wiki-Lude
- ↳ Electrical / Lights / ICE
- ↳ Wiki-Lude
- ↳ Interior
- ↳ Wiki-Lude
- Traders, Buying and Selling
- ↳ Cars for sale
- ↳ Parts for sale
- ↳ Sales Archive
- ↳ Cars Breaking
- ↳ Group Buys
- ↳ Wanted
- ↳ eBay
- ↳ Special Offers & Recommendations
- ↳ RockAuto
- ↳ Performance Autoworks
- ↳ Opie Oils
- ↳ Nimbus Motorsport
- ↳ 4speed
- ↳ T7Design
- ↳ Competition Clutch
- ↳ TDC Automotive
- ↳ H-Tune
- ↳ Phoenix Close
- ↳ Members' Businesses
- ↳ Insurers
- ↳ Chris Knott Insurance
- ↳ Adrian Flux Insurance
- ↳ Prestige Keep Moving Car Insurance Scheme
- ↳ Sky Insurance
- ↳ Greenlight Insurance
- ↳ Honda Tuner Magazine
- Other Hondas
- ↳ S2000
- ↳ Accord
- ↳ Integra
- ↳ Civic