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PPI baby!

Posted: Sun Dec 02, 2012 10:09 pm
by A1ex
Got a 2k refund for the PPI policy on my business credit card! Happy boy!

Did it all myself too :lol:

Brand new 11:1 pistons are top of the list :D

Posted: Sun Dec 02, 2012 10:14 pm
by NafemanNathan
You serious?! :o ... Or is this a text you've just received? :lol:

Who was it with and how long did it take? How much pushing did you have to do?

My girlfriend is doing the same. She's sent to letters now, but had no reply to either :roll:

Posted: Sun Dec 02, 2012 10:19 pm
by nitin_s1
I get texts all the times saying I can earn £££ much if I claimed. But never took a loan out or don't have any credit cards. :?

Posted: Sun Dec 02, 2012 10:23 pm
by bennyboy
People, you HAVE to do this.
I was pretty sure I was owed it from the last loan I ever had (only had three, all for cars) as I went self employed not long after.
Anyway, long story short I sent in a letter and received, well, the cost of my engine and then some (and no I didn't spend it on that :lol: - into 'savings' for little 'uns arrival.)
Turns out ALL three had PPI on them, and they have to pay the amount back, plus 8% and interest....seriously adds up.

Posted: Sun Dec 02, 2012 10:29 pm
by A1ex
Nits, I get those too. I can claim from the 'accident' I had too :roll:

Nafe, 100% serious mate :)

It was with natwest (rbs group) service was suprisingly good! Sent a letter, they text me to say they'd received it an I would a response within 5 days which I did. Apparently there are two account numbers linked to natwest cards so they wrote back and said I didn't have PPI on the account.

Sent another reply wih a copy of bank statement showing the PPI on the account and asked them to review it again.

Received a letter wih an offer of £2000 yesterday, I was expecting about half of that so very happy!

It's taken about 6 weeks to get to this point which isnt too bad, guess the money should be credited to my account I the next week or so. Had to send a declaration back saying that I accept the payout as adequate remuneration for the mis sold policy

Posted: Sun Dec 02, 2012 10:39 pm
by rob quilter
I've only ever had 1 loan a few years back, i remember them offering me ppi at the time....and I knew it was all Bollocks and told them where to go with it. Wish I'd of said yes now, so I could claim some random money back.

:lol:

Posted: Sun Dec 02, 2012 10:40 pm
by NafemanNathan
Stace's was with Lloyds and as said she's heard nothing in reply to either letter :x The last one was sent about 3 weeks ago, the one before that about 6 months!

Posted: Sun Dec 02, 2012 10:42 pm
by bennyboy
NafemanNathan wrote:Stace's was with Lloyds and as said she's heard nothing in reply to either letter :x The last one was sent about 3 weeks ago, the one before that about 6 months!
As far as I know, they HAVE to respond within 12 weeks, or you can go to the ombudsman.
HTH

Posted: Sun Dec 02, 2012 10:46 pm
by NafemanNathan
If I recall correctly we wrote something to that effect in the letter with regards to their response time.

Posted: Sun Dec 02, 2012 10:51 pm
by Ammo
This is for PPI if you didn't know about it right?